| How to get a car insurance quote for a Kia Optima. How much does it cost to insure a Optima? First, enter your zip code above to get quotes with several companies. Next, get a quote with a local agent and ask a lot of questions. Then, compare different rates and ask for discounts. Then, choose the best rate with the insurance company that you trust. |
| Vehicle | Used Price (trade in estimate) |
MPG combined |
Fuel Capacity |
| 2017 Kia Optima Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | n/a | n/a |
| 2017 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2017 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2017 Kia Optima Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | n/a | n/a |
| 2017 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: 4dr Sedan | n/a | n/a | Not Available |
| 2015 Kia Optima Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | 24/gallon | 18.5 |
| 2015 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | n/a | 27/gallon | 18.5 |
| 2015 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | n/a | 27/gallon | 18.5 |
| 2015 Kia Optima Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | 24/gallon | 18.5 |
| 2015 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 6A) | n/a | 27/gallon | 18.5 |
| 2014 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 6A) | $18,546 | 27/gallon | 18.5 |
| 2014 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | $15,823 | 27/gallon | 18.5 |
| 2014 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | $17,200 | 27/gallon | 18.5 |
| 2014 Kia Optima Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | $26,378 | 24/gallon | 18.5 |
| 2014 Kia Optima Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | $20,756 | 24/gallon | 18.5 |
| 2014 Kia Optima Trim: EX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | $23,551 | 37/gallon | 17.2 |
| 2014 Kia Optima Trim: LX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | $19,633 | 38/gallon | 17.2 |
| 2013 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | $19,318 | 28/gallon | 18.5 |
| 2013 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | $17,856 | 28/gallon | 18.5 |
| 2013 Kia Optima Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) | $21,785 | 26/gallon | 18.5 |
| 2013 Kia Optima Trim: LX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | n/a | 38/gallon | 17.2 |
| 2013 Kia Optima Trim: EX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | n/a | 37/gallon | 17.2 |
| 2012 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6M) | $13,738 | 28/gallon | 18.5 |
| 2012 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | $15,175 | 28/gallon | 18.5 |
| 2012 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | $15,948 | 28/gallon | 18.5 |
| 2012 Kia Optima Trim: EX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | $17,286 | 26/gallon | 18.5 |
| 2012 Kia Optima Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) | $18,543 | 26/gallon | 18.5 |
| 2012 Kia Optima Trim: Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | $17,844 | 37/gallon | 17.2 |
| 2011 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6M) | $12,740 | 28/gallon | 18.5 |
| 2011 Kia Optima Trim: Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | $17,494 | 36/gallon | 17.2 |
| 2011 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | $13,725 | 27/gallon | 18.5 |
| 2011 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | $14,725 | 27/gallon | 18.5 |
| 2011 Kia Optima Trim: EX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | $16,386 | 26/gallon | 18.5 |
| 2011 Kia Optima Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) | $17,017 | 26/gallon | 18.5 |
| 2010 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $9,976 | 25/gallon | 16.4 |
| 2010 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5A) | $10,611 | 25/gallon | 16.4 |
| 2010 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 5A) | $11,570 | 25/gallon | 16.4 |
| 2010 Kia Optima Trim: EX 4dr Sedan (2.7L 6cyl 5A) | $12,099 | 23/gallon | 16.4 |
| 2010 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 5A) | $11,993 | 25/gallon | 16.4 |
| 2010 Kia Optima Trim: SX 4dr Sedan (2.7L 6cyl 5A) | $12,524 | 23/gallon | 16.4 |
| 2009 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $8,189 | 25/gallon | 16.4 |
| 2009 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5A) | $8,757 | 25/gallon | 16.4 |
| 2009 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 5A) | $9,309 | 25/gallon | 16.4 |
| 2009 Kia Optima Trim: EX 4dr Sedan (2.7L 6cyl 5A) | $9,921 | 23/gallon | 16.4 |
| 2009 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 5A) | $9,550 | 25/gallon | 16.4 |
| 2009 Kia Optima Trim: SX 4dr Sedan (2.7L 6cyl 5A) | $9,987 | 23/gallon | 16.4 |
| 2008 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $6,774 | 25/gallon | 16.4 |
| 2008 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5A) | $7,260 | 25/gallon | 16.4 |
| 2008 Kia Optima Trim: LX 4dr Sedan (2.7L 6cyl 5A) | $7,888 | 23/gallon | 16.4 |
| 2008 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 5A) | $7,908 | 25/gallon | 16.4 |
| 2008 Kia Optima Trim: EX 4dr Sedan (2.7L 6cyl 5A) | $8,262 | 23/gallon | 16.4 |
| 2007 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $5,262 | 25/gallon | 16.4 |
| 2007 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5A) | $5,696 | 25/gallon | 16.4 |
| 2007 Kia Optima Trim: LX 4dr Sedan (2.7L 6cyl 5A) | $6,162 | 25/gallon | 16.4 |
| 2007 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 5A) | $6,176 | 25/gallon | 16.4 |
| 2007 Kia Optima Trim: EX 4dr Sedan (2.7L 6cyl 5A) | $6,975 | 23/gallon | 16.4 |
| 2006 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $4,617 | 23/gallon | 17.2 |
| 2006 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $4,732 | 22/gallon | 17.2 |
| 2006 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $5,002 | 21/gallon | 17.2 |
| 2006 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 4A) | $4,821 | 22/gallon | 17.2 |
| 2006 Kia Optima Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) | $5,189 | 21/gallon | 17.2 |
| 2006 Kia Optima Trim: New LX 4dr Sedan (2.4L 4cyl 5M) | $5,317 | 25/gallon | 16.4 |
| 2006 Kia Optima Trim: New LX 4dr Sedan (2.4L 4cyl 5A) | $5,556 | 25/gallon | 16.4 |
| 2006 Kia Optima Trim: New LX 4dr Sedan (2.7L 6cyl 5A) | $5,967 | 23/gallon | 16.4 |
| 2006 Kia Optima Trim: New EX 4dr Sedan (2.4L 4cyl 5A) | $5,985 | 25/gallon | 16.4 |
| 2006 Kia Optima Trim: New EX 4dr Sedan (2.7L 6cyl 5A) | $6,293 | 23/gallon | 16.4 |
| 2005 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $3,550 | 23/gallon | 17.2 |
| 2005 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $3,679 | 22/gallon | 17.2 |
| 2005 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $4,004 | 21/gallon | 17.2 |
| 2005 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 4A) | $3,977 | 22/gallon | 17.2 |
| 2005 Kia Optima Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) | $4,213 | 21/gallon | 17.2 |
| 2004 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $3,188 | 23/gallon | 17.2 |
| 2004 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 4A) | $3,531 | 22/gallon | 17.2 |
| 2004 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $3,447 | 21/gallon | 17.2 |
| 2004 Kia Optima Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) | $3,624 | 21/gallon | 17.2 |
| 2004 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $3,270 | 22/gallon | 17.2 |
| 2003 Kia Optima Trim: SE V6 4dr Sedan (2.7L 6cyl 4A) | $3,165 | 21/gallon | 17.2 |
| 2003 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 4A) | $3,095 | 22/gallon | 17.2 |
| 2003 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $3,080 | 21/gallon | 17.2 |
| 2003 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $3,015 | 23/gallon | 17.2 |
| 2002 Kia Optima Trim: SE V6 4dr Sedan (2.7L 6cyl 4A) | $2,715 | 18/gallon | 17.2 |
| 2002 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 5M) | $2,555 | 21/gallon | 17.2 |
| 2002 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 4A) | $2,638 | 20/gallon | 17.2 |
| 2002 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $2,648 | 18/gallon | 17.2 |
| 2002 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $2,410 | 21/gallon | 17.2 |
| 2002 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $2,493 | 20/gallon | 17.2 |
| 2001 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $2,228 | 20/gallon | 17.2 |
| 2001 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $2,160 | 21/gallon | 17.2 |
| 2001 Kia Optima Trim: LX V6 4dr Sedan (2.5L 6cyl 4A) | $2,311 | 19/gallon | 17.2 |
| 2001 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 4A) | $2,304 | 20/gallon | 17.2 |
| 2001 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 5M) | $2,240 | 21/gallon | 17.2 |
| 2001 Kia Optima Trim: SE V6 4dr Sedan (2.5L 6cyl 4A) | $2,397 | 19/gallon | 17.2 |
|
|