| How to get a car insurance quote for a Kia Optima. How much does it cost to insure a Optima? First, enter your zip code above to get quotes with several companies. Next, get a quote with a local agent and ask a lot of questions. Then, compare different rates and ask for discounts. Then, choose the best rate with the insurance company that you trust. |
| Vehicle | Used Price (trade in estimate) |
MPG combined |
Fuel Capacity |
| 2017 Kia Optima Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | n/a | n/a |
| 2017 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2017 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2017 Kia Optima Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | n/a | n/a |
| 2017 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 6A) | n/a | n/a | n/a |
| 2016 Kia Optima Trim: 4dr Sedan | n/a | n/a | Not Available |
| 2015 Kia Optima Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | 24/gallon | 18.5 |
| 2015 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | n/a | 27/gallon | 18.5 |
| 2015 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | n/a | 27/gallon | 18.5 |
| 2015 Kia Optima Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | n/a | 24/gallon | 18.5 |
| 2015 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 6A) | n/a | 27/gallon | 18.5 |
| 2014 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 6A) | $18,360 | 27/gallon | 18.5 |
| 2014 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | $15,664 | 27/gallon | 18.5 |
| 2014 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | $17,027 | 27/gallon | 18.5 |
| 2014 Kia Optima Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | $26,113 | 24/gallon | 18.5 |
| 2014 Kia Optima Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | $20,547 | 24/gallon | 18.5 |
| 2014 Kia Optima Trim: EX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | $23,315 | 37/gallon | 17.2 |
| 2014 Kia Optima Trim: LX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | $19,436 | 38/gallon | 17.2 |
| 2013 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | $19,124 | 28/gallon | 18.5 |
| 2013 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | $17,677 | 28/gallon | 18.5 |
| 2013 Kia Optima Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) | $21,567 | 26/gallon | 18.5 |
| 2013 Kia Optima Trim: LX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | n/a | 38/gallon | 17.2 |
| 2013 Kia Optima Trim: EX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | n/a | 37/gallon | 17.2 |
| 2012 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6M) | $13,600 | 28/gallon | 18.5 |
| 2012 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | $15,023 | 28/gallon | 18.5 |
| 2012 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | $15,787 | 28/gallon | 18.5 |
| 2012 Kia Optima Trim: EX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | $17,113 | 26/gallon | 18.5 |
| 2012 Kia Optima Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) | $18,357 | 26/gallon | 18.5 |
| 2012 Kia Optima Trim: Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | $17,664 | 37/gallon | 17.2 |
| 2011 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6M) | $12,612 | 28/gallon | 18.5 |
| 2011 Kia Optima Trim: Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) | $17,319 | 36/gallon | 17.2 |
| 2011 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 6A) | $13,587 | 27/gallon | 18.5 |
| 2011 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 6A) | $14,577 | 27/gallon | 18.5 |
| 2011 Kia Optima Trim: EX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) | $16,222 | 26/gallon | 18.5 |
| 2011 Kia Optima Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) | $16,846 | 26/gallon | 18.5 |
| 2010 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $9,875 | 25/gallon | 16.4 |
| 2010 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5A) | $10,505 | 25/gallon | 16.4 |
| 2010 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 5A) | $11,454 | 25/gallon | 16.4 |
| 2010 Kia Optima Trim: EX 4dr Sedan (2.7L 6cyl 5A) | $11,977 | 23/gallon | 16.4 |
| 2010 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 5A) | $11,873 | 25/gallon | 16.4 |
| 2010 Kia Optima Trim: SX 4dr Sedan (2.7L 6cyl 5A) | $12,398 | 23/gallon | 16.4 |
| 2009 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $8,107 | 25/gallon | 16.4 |
| 2009 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5A) | $8,669 | 25/gallon | 16.4 |
| 2009 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 5A) | $9,215 | 25/gallon | 16.4 |
| 2009 Kia Optima Trim: EX 4dr Sedan (2.7L 6cyl 5A) | $9,821 | 23/gallon | 16.4 |
| 2009 Kia Optima Trim: SX 4dr Sedan (2.4L 4cyl 5A) | $9,454 | 25/gallon | 16.4 |
| 2009 Kia Optima Trim: SX 4dr Sedan (2.7L 6cyl 5A) | $9,886 | 23/gallon | 16.4 |
| 2008 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $6,706 | 25/gallon | 16.4 |
| 2008 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5A) | $7,187 | 25/gallon | 16.4 |
| 2008 Kia Optima Trim: LX 4dr Sedan (2.7L 6cyl 5A) | $7,809 | 23/gallon | 16.4 |
| 2008 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 5A) | $7,829 | 25/gallon | 16.4 |
| 2008 Kia Optima Trim: EX 4dr Sedan (2.7L 6cyl 5A) | $8,179 | 23/gallon | 16.4 |
| 2007 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $5,210 | 25/gallon | 16.4 |
| 2007 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5A) | $5,639 | 25/gallon | 16.4 |
| 2007 Kia Optima Trim: LX 4dr Sedan (2.7L 6cyl 5A) | $6,100 | 25/gallon | 16.4 |
| 2007 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 5A) | $6,114 | 25/gallon | 16.4 |
| 2007 Kia Optima Trim: EX 4dr Sedan (2.7L 6cyl 5A) | $6,905 | 23/gallon | 16.4 |
| 2006 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $4,570 | 23/gallon | 17.2 |
| 2006 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $4,684 | 22/gallon | 17.2 |
| 2006 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $4,951 | 21/gallon | 17.2 |
| 2006 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 4A) | $4,773 | 22/gallon | 17.2 |
| 2006 Kia Optima Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) | $5,137 | 21/gallon | 17.2 |
| 2006 Kia Optima Trim: New LX 4dr Sedan (2.4L 4cyl 5M) | $5,264 | 25/gallon | 16.4 |
| 2006 Kia Optima Trim: New LX 4dr Sedan (2.4L 4cyl 5A) | $5,500 | 25/gallon | 16.4 |
| 2006 Kia Optima Trim: New LX 4dr Sedan (2.7L 6cyl 5A) | $5,907 | 23/gallon | 16.4 |
| 2006 Kia Optima Trim: New EX 4dr Sedan (2.4L 4cyl 5A) | $5,925 | 25/gallon | 16.4 |
| 2006 Kia Optima Trim: New EX 4dr Sedan (2.7L 6cyl 5A) | $6,230 | 23/gallon | 16.4 |
| 2005 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $3,515 | 23/gallon | 17.2 |
| 2005 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $3,642 | 22/gallon | 17.2 |
| 2005 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $3,964 | 21/gallon | 17.2 |
| 2005 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 4A) | $3,937 | 22/gallon | 17.2 |
| 2005 Kia Optima Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) | $4,170 | 21/gallon | 17.2 |
| 2004 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $3,155 | 23/gallon | 17.2 |
| 2004 Kia Optima Trim: EX 4dr Sedan (2.4L 4cyl 4A) | $3,496 | 22/gallon | 17.2 |
| 2004 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $3,413 | 21/gallon | 17.2 |
| 2004 Kia Optima Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) | $3,588 | 21/gallon | 17.2 |
| 2004 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $3,238 | 22/gallon | 17.2 |
| 2003 Kia Optima Trim: SE V6 4dr Sedan (2.7L 6cyl 4A) | $3,133 | 21/gallon | 17.2 |
| 2003 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 4A) | $3,064 | 22/gallon | 17.2 |
| 2003 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $3,049 | 21/gallon | 17.2 |
| 2003 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $2,985 | 23/gallon | 17.2 |
| 2002 Kia Optima Trim: SE V6 4dr Sedan (2.7L 6cyl 4A) | $2,688 | 18/gallon | 17.2 |
| 2002 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 5M) | $2,529 | 21/gallon | 17.2 |
| 2002 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 4A) | $2,612 | 20/gallon | 17.2 |
| 2002 Kia Optima Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) | $2,622 | 18/gallon | 17.2 |
| 2002 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $2,385 | 21/gallon | 17.2 |
| 2002 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $2,468 | 20/gallon | 17.2 |
| 2001 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 4A) | $2,206 | 20/gallon | 17.2 |
| 2001 Kia Optima Trim: LX 4dr Sedan (2.4L 4cyl 5M) | $2,138 | 21/gallon | 17.2 |
| 2001 Kia Optima Trim: LX V6 4dr Sedan (2.5L 6cyl 4A) | $2,288 | 19/gallon | 17.2 |
| 2001 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 4A) | $2,281 | 20/gallon | 17.2 |
| 2001 Kia Optima Trim: SE 4dr Sedan (2.4L 4cyl 5M) | $2,217 | 21/gallon | 17.2 |
| 2001 Kia Optima Trim: SE V6 4dr Sedan (2.5L 6cyl 4A) | $2,373 | 19/gallon | 17.2 |
|
|