Kia Optima Online Car Insurance Quote

Vehicle Used Price
(trade in estimate)		 MPG
combined		 Fuel
Capacity
2017 Kia Optima
Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		n/a n/a n/a
2017 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6A) 		n/a n/a n/a
2017 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 6A) 		n/a n/a n/a
2017 Kia Optima
Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		n/a n/a n/a
2017 Kia Optima
Trim: SX 4dr Sedan (2.4L 4cyl 6A) 		n/a n/a n/a
2016 Kia Optima
Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		n/a n/a n/a
2016 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6A) 		n/a n/a n/a
2016 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 6A) 		n/a n/a n/a
2016 Kia Optima
Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		n/a n/a n/a
2016 Kia Optima
Trim: SX 4dr Sedan (2.4L 4cyl 6A) 		n/a n/a n/a
2016 Kia Optima
Trim: 4dr Sedan 		n/a n/a Not Available
2015 Kia Optima
Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		n/a 24/gallon 18.5
2015 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6A) 		n/a 27/gallon 18.5
2015 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 6A) 		n/a 27/gallon 18.5
2015 Kia Optima
Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		n/a 24/gallon 18.5
2015 Kia Optima
Trim: SX 4dr Sedan (2.4L 4cyl 6A) 		n/a 27/gallon 18.5
2014 Kia Optima
Trim: SX 4dr Sedan (2.4L 4cyl 6A) 		$18,894 27/gallon 18.5
2014 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6A) 		$16,120 27/gallon 18.5
2014 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 6A) 		$17,523 27/gallon 18.5
2014 Kia Optima
Trim: SXL Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		$26,874 24/gallon 18.5
2014 Kia Optima
Trim: SX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		$21,146 24/gallon 18.5
2014 Kia Optima
Trim: EX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) 		$23,993 37/gallon 17.2
2014 Kia Optima
Trim: LX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) 		$20,002 38/gallon 17.2
2013 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 6A) 		$19,681 28/gallon 18.5
2013 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6A) 		$18,192 28/gallon 18.5
2013 Kia Optima
Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) 		$22,195 26/gallon 18.5
2013 Kia Optima
Trim: LX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) 		n/a 38/gallon 17.2
2013 Kia Optima
Trim: EX Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) 		n/a 37/gallon 17.2
2012 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6M) 		$13,996 28/gallon 18.5
2012 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6A) 		$15,460 28/gallon 18.5
2012 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 6A) 		$16,247 28/gallon 18.5
2012 Kia Optima
Trim: EX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		$17,611 26/gallon 18.5
2012 Kia Optima
Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) 		$18,891 26/gallon 18.5
2012 Kia Optima
Trim: Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) 		$18,179 37/gallon 17.2
2011 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6M) 		$12,979 28/gallon 18.5
2011 Kia Optima
Trim: Hybrid 4dr Sedan (2.4L 4cyl gas/electric hybrid 6A) 		$17,823 36/gallon 17.2
2011 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 6A) 		$13,983 27/gallon 18.5
2011 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 6A) 		$15,001 27/gallon 18.5
2011 Kia Optima
Trim: EX Turbo 4dr Sedan (2.0L 4cyl Turbo 6A) 		$16,694 26/gallon 18.5
2011 Kia Optima
Trim: SX 4dr Sedan (2.0L 4cyl Turbo 6A) 		$17,337 26/gallon 18.5
2010 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$10,163 25/gallon 16.4
2010 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5A) 		$10,811 25/gallon 16.4
2010 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 5A) 		$11,787 25/gallon 16.4
2010 Kia Optima
Trim: EX 4dr Sedan (2.7L 6cyl 5A) 		$12,326 23/gallon 16.4
2010 Kia Optima
Trim: SX 4dr Sedan (2.4L 4cyl 5A) 		$12,218 25/gallon 16.4
2010 Kia Optima
Trim: SX 4dr Sedan (2.7L 6cyl 5A) 		$12,759 23/gallon 16.4
2009 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$8,343 25/gallon 16.4
2009 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5A) 		$8,922 25/gallon 16.4
2009 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 5A) 		$9,484 25/gallon 16.4
2009 Kia Optima
Trim: EX 4dr Sedan (2.7L 6cyl 5A) 		$10,107 23/gallon 16.4
2009 Kia Optima
Trim: SX 4dr Sedan (2.4L 4cyl 5A) 		$9,729 25/gallon 16.4
2009 Kia Optima
Trim: SX 4dr Sedan (2.7L 6cyl 5A) 		$10,174 23/gallon 16.4
2008 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$6,901 25/gallon 16.4
2008 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5A) 		$7,396 25/gallon 16.4
2008 Kia Optima
Trim: LX 4dr Sedan (2.7L 6cyl 5A) 		$8,036 23/gallon 16.4
2008 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 5A) 		$8,057 25/gallon 16.4
2008 Kia Optima
Trim: EX 4dr Sedan (2.7L 6cyl 5A) 		$8,417 23/gallon 16.4
2007 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$5,361 25/gallon 16.4
2007 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5A) 		$5,803 25/gallon 16.4
2007 Kia Optima
Trim: LX 4dr Sedan (2.7L 6cyl 5A) 		$6,277 25/gallon 16.4
2007 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 5A) 		$6,292 25/gallon 16.4
2007 Kia Optima
Trim: EX 4dr Sedan (2.7L 6cyl 5A) 		$7,106 23/gallon 16.4
2006 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$4,703 23/gallon 17.2
2006 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 4A) 		$4,820 22/gallon 17.2
2006 Kia Optima
Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) 		$5,095 21/gallon 17.2
2006 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 4A) 		$4,911 22/gallon 17.2
2006 Kia Optima
Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) 		$5,287 21/gallon 17.2
2006 Kia Optima
Trim: New LX 4dr Sedan (2.4L 4cyl 5M) 		$5,417 25/gallon 16.4
2006 Kia Optima
Trim: New LX 4dr Sedan (2.4L 4cyl 5A) 		$5,660 25/gallon 16.4
2006 Kia Optima
Trim: New LX 4dr Sedan (2.7L 6cyl 5A) 		$6,079 23/gallon 16.4
2006 Kia Optima
Trim: New EX 4dr Sedan (2.4L 4cyl 5A) 		$6,097 25/gallon 16.4
2006 Kia Optima
Trim: New EX 4dr Sedan (2.7L 6cyl 5A) 		$6,411 23/gallon 16.4
2005 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$3,617 23/gallon 17.2
2005 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 4A) 		$3,748 22/gallon 17.2
2005 Kia Optima
Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) 		$4,079 21/gallon 17.2
2005 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 4A) 		$4,052 22/gallon 17.2
2005 Kia Optima
Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) 		$4,292 21/gallon 17.2
2004 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$3,247 23/gallon 17.2
2004 Kia Optima
Trim: EX 4dr Sedan (2.4L 4cyl 4A) 		$3,598 22/gallon 17.2
2004 Kia Optima
Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) 		$3,512 21/gallon 17.2
2004 Kia Optima
Trim: EX V6 4dr Sedan (2.7L 6cyl 4A) 		$3,692 21/gallon 17.2
2004 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 4A) 		$3,332 22/gallon 17.2
2003 Kia Optima
Trim: SE V6 4dr Sedan (2.7L 6cyl 4A) 		$3,224 21/gallon 17.2
2003 Kia Optima
Trim: SE 4dr Sedan (2.4L 4cyl 4A) 		$3,154 22/gallon 17.2
2003 Kia Optima
Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) 		$3,138 21/gallon 17.2
2003 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$3,072 23/gallon 17.2
2002 Kia Optima
Trim: SE V6 4dr Sedan (2.7L 6cyl 4A) 		$2,766 18/gallon 17.2
2002 Kia Optima
Trim: SE 4dr Sedan (2.4L 4cyl 5M) 		$2,603 21/gallon 17.2
2002 Kia Optima
Trim: SE 4dr Sedan (2.4L 4cyl 4A) 		$2,688 20/gallon 17.2
2002 Kia Optima
Trim: LX V6 4dr Sedan (2.7L 6cyl 4A) 		$2,698 18/gallon 17.2
2002 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$2,455 21/gallon 17.2
2002 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 4A) 		$2,539 20/gallon 17.2
2001 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 4A) 		$2,270 20/gallon 17.2
2001 Kia Optima
Trim: LX 4dr Sedan (2.4L 4cyl 5M) 		$2,200 21/gallon 17.2
2001 Kia Optima
Trim: LX V6 4dr Sedan (2.5L 6cyl 4A) 		$2,354 19/gallon 17.2
2001 Kia Optima
Trim: SE 4dr Sedan (2.4L 4cyl 4A) 		$2,347 20/gallon 17.2
2001 Kia Optima
Trim: SE 4dr Sedan (2.4L 4cyl 5M) 		$2,282 21/gallon 17.2
2001 Kia Optima
Trim: SE V6 4dr Sedan (2.5L 6cyl 4A) 		$2,442 19/gallon 17.2

How to Get the Best Rates

  • Get multiple insurance quotes regularly. This will keep you up to date with the best rates.

  • Where do I get cheap car insurance for a Kia Optima? Try getting a quote online and also speaking to a local agent.

  • How much does insurance cost for a for a Kia Optima? This always depends on many factors, such as the driver profile, location, deductible, etc. Really, the only way to know the price is to get a quote.

  • Bundle all your policies together, such as home, motorcycle, or renter's insurance. This may lead to a lower overall rate.

  • Ask for discounts. Many companies give discounts for certain groups, such as teachers or doctors.

  • Make sure your driving record is accurate and find out if it's possible to get a ticket reduced or expunged by taking a safe driving class.
    Here's a few of the top auto insurance companies:

  • GEICO
  • State Farm
  • Progressive
  • Esurance
  • The Hartford
  • Liberty Mutual
  • American Family
  • Auto Club Group
  • Nationwide
  • Amica Mutual
  • Erie Insurance
  • MetLife
  • Auto-Owners Insurance
  • Ameriprise
  • Travelers
  • Allstate
  • GMAC
  • Safeco
  • 21st Century
  • Farmers
  • Allied

Popular Zip Codes

Phoenix, AZ 85003 85004 85006 85007 85008 85009 85012 85013 85014 85015 85016 85017 85018 85019 85020 85021 85022 85023 85024 85028 85029 85031 85032 85033 85034 85035 85037 85039 85040 85041 85043 85044 85051
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Oakland, AR 72661
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Washington, DC 20001 20002 20003 20004 20005 20006 20007 20008 20009 20010 20011 20012 20015 20016 20017 20018 20019 20020 20024 20032 20036 20037 20336
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Orlando, FL 32801 32803 32805 32806 32812 32818 32821 32824 32825 32826 32827 32828 32829 32831 32832 32835 32836 32837 32839
Miami, FL 33122 33125 33126 33127 33128 33129 33130 33131 33132 33135 33136 33137 33140 33142 33144 33147 33150 33155 33158 33167 33168 33169 33172 33173 33174 33176 33178 33179 33182 33183 33184 33186 33193 33196
Tampa, FL 33602 33603 33604 33605 33606 33607 33608 33609 33610 33611 33612 33613 33614 33615 33616 33617 33619 33620 33625 33626 33629 33634 33635 33637 33647
Atlanta, GA 30303 30305 30306 30307 30308 30309 30310 30311 30312 30313 30314 30315 30316 30317 30318 30319 30324 30326 30327 30329 30330 30331 30334 30336 30339 30342 30345 30346 30349 30350 30360
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Indianapolis, IN 46201 46202 46203 46204 46205 46208 46218 46219 46220 46221 46222 46225
Des Moines, IA 50309 50310 50312 50313 50314 50315 50316 50320 50321
Kansas City, KS 66101 66102 66104 66105 66109 66111 66112 66115 66118
Louisville, KY 40202 40203 40204 40205 40208 40209 40210 40211 40212 40213 40214 40215 40217 40220 40245
New Orleans, LA 70112 70113 70114 70115 70116 70117 70118 70119 70122 70124 70125 70126 70127 70128 70129 70130 70131
Portland, ME 4101 4102 4103
Baltimore, MD 21201 21202 21205 21206 21209 21210 21211 21212 21213 21214 21215 21216 21217 21218 21223 21224 21229 21230 21231 21239 21240
Boston, MA 2108 2109 2110 2111 2113 2114 2115 2116 2199 2210 2215
Detroit, MI 48201 48202 48204 48205 48206 48207 48208 48209 48210 48211 48213 48214 48215 48216 48217 48219 48221 48223 48224 48226 48227 48228 48234 48235 48238 48242
Minneapolis, MN 55401 55402 55403 55404 55405 55406 55407 55408 55409 55411 55412 55413 55414 55415 55417 55418 55419 55450 55454 55455
Kansas City, MO 64101 64102 64105 64106 64108 64109 64110 64111 64112 64113 64114 64119 64120 64123 64124 64125 64126 64127 64128 64129 64130 64131 64132 64134 64136 64137 64139 64145 64146 64149 64150 64153 64154 64155 64156 64157 64158 64164 64165 64166 64167
New York, NY 10001 10002 10003 10005 10006 10007 10009 10010 10011 10012 10013 10014 10016 10017 10018 10019 10020 10021 10022 10023 10024 10025 10026 10027 10028 10029 10030 10031 10032 10033 10034 10035 10036 10037 10038 10039 10040 10044 10128 10280
Raleigh, NC 27601 27603 27604 27605 27606 27607 27608 27609 27610 27612 27613 27614 27615
Columbus, OH 43201 43202 43203 43204 43205 43206 43207 43210 43211 43212 43214 43215 43217 43220 43222 43223 43224 43227 43229 43231 43232
Cleveland, OH 44102 44103 44104 44105 44106 44108 44109 44110 44111 44113 44114 44115 44119 44120 44127 44128 44135
Cincinnati, OH 45202 45203 45204 45205 45206 45207 45208 45209 45210 45211 45214 45219 45220 45223 45225 45226 45228 45229 45231 45232 45237 45252
Portland, OR 97201 97202 97203 97204 97205 97206 97209 97210 97211 97212 97213 97214 97215 97216 97217 97218 97219 97220 97221 97227 97229 97231 97232 97233 97236 97266
Philadelphia, PA 19102 19103 19104 19106 19107 19111 19112 19113 19114 19115 19116 19118 19119 19120 19121 19122 19123 19124 19125 19126 19127 19128 19129 19130 19131 19132 19133 19134 19135 19136 19137 19138 19139 19140 19141 19142 19143 19144 19145 19146 19147 19148 19149 19150 19151 19152 19153 19154
Nashville, TN 37201 37203 37205 37206 37207 37208 37209 37210 37211 37212 37213 37214 37215 37216 37217 37218 37219 37220 37228
Dallas, TX 75201 75202 75203 75204 75206 75207 75208 75209 75210 75212 75214 75215 75216 75217 75218 75219 75220 75223 75224 75225 75226 75227 75228 75229 75230 75231 75232 75233 75235 75236 75237 75238 75239 75240 75241 75243 75246 75247 75248 75249 75251 75252 75253 75287
Fort Worth, TX 76102 76103 76104 76105 76106 76107 76109 76110 76111 76112 76115 76116 76119 76120 76123 76131 76132 76133 76134 76135 76137 76155 76177
Houston, TX 77002 77003 77004 77005 77006 77007 77008 77009 77010 77011 77012 77013 77014 77015 77016 77017 77018 77019 77020 77021 77022 77023 77024 77025 77026 77027 77028 77031 77032 77033 77034 77035 77036 77037 77038 77039 77041 77042 77043 77044 77045 77046 77047 77048 77049 77050 77051 77053 77054 77055 77056 77057 77058 77059 77060 77061 77062 77063 77064 77065 77066 77067 77068 77069 77070 77071 77072 77073 77074 77075 77076 77077 77078 77079 77080 77081 77082 77083 77084 77085 77086 77087 77088 77089 77090 77091 77092 77093 77094 77095 77096 77098 77099
San Antonio, TX 78202 78203 78204 78205 78207 78208 78210 78211 78214 78215 78216 78217 78218 78220 78221 78222 78223 78224 78225 78226 78227 78228 78229 78230 78237 78240 78242 78244 78245 78248 78249 78250 78251 78252 78253 78254 78255 78256 78257 78258 78259 78260 78261 78263 78264
Austin, TX 78701 78702 78703 78704 78705 78717 78719 78721 78722 78723 78724 78725 78726 78727 78728 78729 78730 78731 78732 78733 78735 78736 78737 78738 78739 78741 78742 78744 78745 78748 78749 78750 78751 78752 78753 78754 78756 78757 78758 78759
El Paso, TX 79901 79902 79903 79904 79905 79907 79912 79915 79922 79924 79925 79930 79932 79934 79935 79936
Salt Lake City, UT 84101 84102 84103 84104 84105 84106 84108 84109 84111 84112 84113 84116
Virginia Beach, VA 23451 23452 23454 23455 23456 23459 23462 23464
Seattle, WA 98101 98102 98103 98104 98105 98106 98107 98109 98112 98115 98116 98117 98118 98119 98121 98122 98125 98126 98133 98134 98136 98144 98177
Milwaukee, WI 53202 53203 53204 53205 53206 53208 53209 53210 53212 53216 53217 53218 53219 53221 53222 53223 53224 53225 53227 53233