$20,000 Car Loan Monthly Payments Calculator

Calculate the monthly payment of a $20,000 auto loan using this calculator.
It can also be used for any other type of loan, like a motorcycle, RV, boat, or home.
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Monthly Payment
Total Interest Paid
Total Paid
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Calculate the monthly payment of an auto loan using this calculator.

It can also be used for any other type of loan, like a motorcycle, RV, boat, or home. How much does my car cost? What's the monthly payment? This calculator only shows the loan payment without any fees, taxes, maintenance, cost of gas, or insurance. Get a quote to find your actual expenses.

The below chart shows how the monthly payment can vary based on interest rate and loan length for a $20k loan. Make sure to consider the total costs rather than just the monthly payment.
Rate Payment
0.01%$333.42
0.02%$333.50
0.03%$333.59
0.04%$333.67
0.05%$333.76
0.06%$333.84
0.07%$333.93
0.08%$334.01
0.09%$334.10
0.1%$334.18
0.11%$334.27
0.12%$334.35
0.13%$334.44
0.14%$334.52
0.15%$334.61
0.16%$334.69
0.17%$334.78
0.18%$334.86
0.19%$334.95
0.2%$335.03
0.21%$335.12
0.22%$335.20
0.23%$335.29
0.24%$335.37
0.25%$335.46
0.26%$335.54
0.27%$335.63
0.28%$335.71
0.29%$335.80
0.3%$335.88
0.31%$335.97
0.32%$336.05
0.33%$336.14
0.34%$336.22
0.35%$336.31
0.36%$336.39
0.37%$336.48
0.38%$336.56
0.39%$336.65
0.4%$336.73
0.41%$336.82
0.42%$336.90
0.43%$336.99
0.44%$337.07
0.45%$337.16
0.46%$337.25
0.47%$337.33
0.48%$337.42
0.49%$337.50
0.5%$337.59
0.51%$337.67
0.52%$337.76
0.53%$337.84
0.54%$337.93
0.55%$338.01
0.56%$338.10
0.57%$338.19
0.58%$338.27
0.59%$338.36
0.6%$338.44
0.61%$338.53
0.62%$338.61
0.63%$338.70
0.64%$338.78
0.65%$338.87
0.66%$338.96
0.67%$339.04
0.68%$339.13
0.69%$339.21
0.7%$339.30
0.71%$339.38
0.72%$339.47
0.73%$339.56
0.74%$339.64
0.75%$339.73
0.76%$339.81
0.77%$339.90
0.78%$339.98
0.79%$340.07
0.8%$340.16
0.81%$340.24
0.82%$340.33
0.83%$340.41
0.84%$340.50
0.85%$340.58
0.86%$340.67
0.87%$340.76
0.88%$340.84
0.89%$340.93
0.9%$341.01
0.91%$341.10
0.92%$341.19
0.93%$341.27
0.94%$341.36
0.95%$341.44
0.96%$341.53
0.97%$341.62
0.98%$341.70
0.99%$341.79
1%$341.87
1.01%$341.96
1.02%$342.05
1.03%$342.13
1.04%$342.22
1.05%$342.31
1.06%$342.39
1.07%$342.48
1.08%$342.56
1.09%$342.65
1.1%$342.74
1.11%$342.82
1.12%$342.91
1.13%$343.00
1.14%$343.08
1.15%$343.17
1.16%$343.25
1.17%$343.34
1.18%$343.43
1.19%$343.51
1.2%$343.60
1.21%$343.69
1.22%$343.77
1.23%$343.86
1.24%$343.95
1.25%$344.03
1.26%$344.12
1.27%$344.20
1.28%$344.29
1.29%$344.38
1.3%$344.46
1.31%$344.55
1.32%$344.64
1.33%$344.72
1.34%$344.81
1.35%$344.90
1.36%$344.98
1.37%$345.07
1.38%$345.16
1.39%$345.24
1.4%$345.33
1.41%$345.42
1.42%$345.50
1.43%$345.59
1.44%$345.68
1.45%$345.76
1.46%$345.85
1.47%$345.94
1.48%$346.02
1.49%$346.11
1.5%$346.20
Rate Payment
1.51%$346.28
1.52%$346.37
1.53%$346.46
1.54%$346.55
1.55%$346.63
1.56%$346.72
1.57%$346.81
1.58%$346.89
1.59%$346.98
1.6%$347.07
1.61%$347.15
1.62%$347.24
1.63%$347.33
1.64%$347.41
1.65%$347.50
1.66%$347.59
1.67%$347.68
1.68%$347.76
1.69%$347.85
1.7%$347.94
1.71%$348.02
1.72%$348.11
1.73%$348.20
1.74%$348.29
1.75%$348.37
1.76%$348.46
1.77%$348.55
1.78%$348.63
1.79%$348.72
1.8%$348.81
1.81%$348.90
1.82%$348.98
1.83%$349.07
1.84%$349.16
1.85%$349.24
1.86%$349.33
1.87%$349.42
1.88%$349.51
1.89%$349.59
1.9%$349.68
1.91%$349.77
1.92%$349.86
1.93%$349.94
1.94%$350.03
1.95%$350.12
1.96%$350.21
1.97%$350.29
1.98%$350.38
1.99%$350.47
2%$350.56
2.01%$350.64
2.02%$350.73
2.03%$350.82
2.04%$350.91
2.05%$350.99
2.06%$351.08
2.07%$351.17
2.08%$351.26
2.09%$351.34
2.1%$351.43
2.11%$351.52
2.12%$351.61
2.13%$351.69
2.14%$351.78
2.15%$351.87
2.16%$351.96
2.17%$352.04
2.18%$352.13
2.19%$352.22
2.2%$352.31
2.21%$352.40
2.22%$352.48
2.23%$352.57
2.24%$352.66
2.25%$352.75
2.26%$352.83
2.27%$352.92
2.28%$353.01
2.29%$353.10
2.3%$353.19
2.31%$353.27
2.32%$353.36
2.33%$353.45
2.34%$353.54
2.35%$353.63
2.36%$353.71
2.37%$353.80
2.38%$353.89
2.39%$353.98
2.4%$354.07
2.41%$354.15
2.42%$354.24
2.43%$354.33
2.44%$354.42
2.45%$354.51
2.46%$354.59
2.47%$354.68
2.48%$354.77
2.49%$354.86
2.5%$354.95
2.51%$355.04
2.52%$355.12
2.53%$355.21
2.54%$355.30
2.55%$355.39
2.56%$355.48
2.57%$355.56
2.58%$355.65
2.59%$355.74
2.6%$355.83
2.61%$355.92
2.62%$356.01
2.63%$356.09
2.64%$356.18
2.65%$356.27
2.66%$356.36
2.67%$356.45
2.68%$356.54
2.69%$356.63
2.7%$356.71
2.71%$356.80
2.72%$356.89
2.73%$356.98
2.74%$357.07
2.75%$357.16
2.76%$357.24
2.77%$357.33
2.78%$357.42
2.79%$357.51
2.8%$357.60
2.81%$357.69
2.82%$357.78
2.83%$357.86
2.84%$357.95
2.85%$358.04
2.86%$358.13
2.87%$358.22
2.88%$358.31
2.89%$358.40
2.9%$358.49
2.91%$358.57
2.92%$358.66
2.93%$358.75
2.94%$358.84
2.95%$358.93
2.96%$359.02
2.97%$359.11
2.98%$359.20
2.99%$359.28
3%$359.37
Rate Payment
3.01%$359.46
3.02%$359.55
3.03%$359.64
3.04%$359.73
3.05%$359.82
3.06%$359.91
3.07%$360.00
3.08%$360.09
3.09%$360.17
3.1%$360.26
3.11%$360.35
3.12%$360.44
3.13%$360.53
3.14%$360.62
3.15%$360.71
3.16%$360.80
3.17%$360.89
3.18%$360.98
3.19%$361.06
3.2%$361.15
3.21%$361.24
3.22%$361.33
3.23%$361.42
3.24%$361.51
3.25%$361.60
3.26%$361.69
3.27%$361.78
3.28%$361.87
3.29%$361.96
3.3%$362.05
3.31%$362.14
3.32%$362.22
3.33%$362.31
3.34%$362.40
3.35%$362.49
3.36%$362.58
3.37%$362.67
3.38%$362.76
3.39%$362.85
3.4%$362.94
3.41%$363.03
3.42%$363.12
3.43%$363.21
3.44%$363.30
3.45%$363.39
3.46%$363.48
3.47%$363.57
3.48%$363.66
3.49%$363.75
3.5%$363.83
3.51%$363.92
3.52%$364.01
3.53%$364.10
3.54%$364.19
3.55%$364.28
3.56%$364.37
3.57%$364.46
3.58%$364.55
3.59%$364.64
3.6%$364.73
3.61%$364.82
3.62%$364.91
3.63%$365.00
3.64%$365.09
3.65%$365.18
3.66%$365.27
3.67%$365.36
3.68%$365.45
3.69%$365.54
3.7%$365.63
3.71%$365.72
3.72%$365.81
3.73%$365.90
3.74%$365.99
3.75%$366.08
3.76%$366.17
3.77%$366.26
3.78%$366.35
3.79%$366.44
3.8%$366.53
3.81%$366.62
3.82%$366.71
3.83%$366.80
3.84%$366.89
3.85%$366.98
3.86%$367.07
3.87%$367.16
3.88%$367.25
3.89%$367.34
3.9%$367.43
3.91%$367.52
3.92%$367.61
3.93%$367.70
3.94%$367.79
3.95%$367.88
3.96%$367.97
3.97%$368.06
3.98%$368.15
3.99%$368.24
4%$368.33
4.01%$368.42
4.02%$368.51
4.03%$368.60
4.04%$368.69
4.05%$368.78
4.06%$368.87
4.07%$368.96
4.08%$369.05
4.09%$369.14
4.1%$369.23
4.11%$369.32
4.12%$369.41
4.13%$369.50
4.14%$369.60
4.15%$369.69
4.16%$369.78
4.17%$369.87
4.18%$369.96
4.19%$370.05
4.2%$370.14
4.21%$370.23
4.22%$370.32
4.23%$370.41
4.24%$370.50
4.25%$370.59
4.26%$370.68
4.27%$370.77
4.28%$370.86
4.29%$370.95
4.3%$371.04
4.31%$371.13
4.32%$371.23
4.33%$371.32
4.34%$371.41
4.35%$371.50
4.36%$371.59
4.37%$371.68
4.38%$371.77
4.39%$371.86
4.4%$371.95
4.41%$372.04
4.42%$372.13
4.43%$372.22
4.44%$372.31
4.45%$372.41
4.46%$372.50
4.47%$372.59
4.48%$372.68
4.49%$372.77
4.5%$372.86
Rate Payment
4.51%$372.95
4.52%$373.04
4.53%$373.13
4.54%$373.22
4.55%$373.32
4.56%$373.41
4.57%$373.50
4.58%$373.59
4.59%$373.68
4.6%$373.77
4.61%$373.86
4.62%$373.95
4.63%$374.04
4.64%$374.13
4.65%$374.23
4.66%$374.32
4.67%$374.41
4.68%$374.50
4.69%$374.59
4.7%$374.68
4.71%$374.77
4.72%$374.86
4.73%$374.96
4.74%$375.05
4.75%$375.14
4.76%$375.23
4.77%$375.32
4.78%$375.41
4.79%$375.50
4.8%$375.59
4.81%$375.69
4.82%$375.78
4.83%$375.87
4.84%$375.96
4.85%$376.05
4.86%$376.14
4.87%$376.23
4.88%$376.33
4.89%$376.42
4.9%$376.51
4.91%$376.60
4.92%$376.69
4.93%$376.78
4.94%$376.88
4.95%$376.97
4.96%$377.06
4.97%$377.15
4.98%$377.24
4.99%$377.33
5%$377.42
5.01%$377.52
5.02%$377.61
5.03%$377.70
5.04%$377.79
5.05%$377.88
5.06%$377.97
5.07%$378.07
5.08%$378.16
5.09%$378.25
5.1%$378.34
5.11%$378.43
5.12%$378.53
5.13%$378.62
5.14%$378.71
5.15%$378.80
5.16%$378.89
5.17%$378.98
5.18%$379.08
5.19%$379.17
5.2%$379.26
5.21%$379.35
5.22%$379.44
5.23%$379.54
5.24%$379.63
5.25%$379.72
5.26%$379.81
5.27%$379.90
5.28%$380.00
5.29%$380.09
5.3%$380.18
5.31%$380.27
5.32%$380.36
5.33%$380.46
5.34%$380.55
5.35%$380.64
5.36%$380.73
5.37%$380.82
5.38%$380.92
5.39%$381.01
5.4%$381.10
5.41%$381.19
5.42%$381.29
5.43%$381.38
5.44%$381.47
5.45%$381.56
5.46%$381.65
5.47%$381.75
5.48%$381.84
5.49%$381.93
5.5%$382.02
5.51%$382.12
5.52%$382.21
5.53%$382.30
5.54%$382.39
5.55%$382.48
5.56%$382.58
5.57%$382.67
5.58%$382.76
5.59%$382.85
5.6%$382.95
5.61%$383.04
5.62%$383.13
5.63%$383.22
5.64%$383.32
5.65%$383.41
5.66%$383.50
5.67%$383.59
5.68%$383.69
5.69%$383.78
5.7%$383.87
5.71%$383.96
5.72%$384.06
5.73%$384.15
5.74%$384.24
5.75%$384.34
5.76%$384.43
5.77%$384.52
5.78%$384.61
5.79%$384.71
5.8%$384.80
5.81%$384.89
5.82%$384.98
5.83%$385.08
5.84%$385.17
5.85%$385.26
5.86%$385.36
5.87%$385.45
5.88%$385.54
5.89%$385.63
5.9%$385.73
5.91%$385.82
5.92%$385.91
5.93%$386.01
5.94%$386.10
5.95%$386.19
5.96%$386.28
5.97%$386.38
5.98%$386.47
5.99%$386.56
6%$386.66
Rate Payment
6.01%$386.75
6.02%$386.84
6.03%$386.94
6.04%$387.03
6.05%$387.12
6.06%$387.21
6.07%$387.31
6.08%$387.40
6.09%$387.49
6.1%$387.59
6.11%$387.68
6.12%$387.77
6.13%$387.87
6.14%$387.96
6.15%$388.05
6.16%$388.15
6.17%$388.24
6.18%$388.33
6.19%$388.43
6.2%$388.52
6.21%$388.61
6.22%$388.71
6.23%$388.80
6.24%$388.89
6.25%$388.99
6.26%$389.08
6.27%$389.17
6.28%$389.27
6.29%$389.36
6.3%$389.45
6.31%$389.55
6.32%$389.64
6.33%$389.73
6.34%$389.83
6.35%$389.92
6.36%$390.01
6.37%$390.11
6.38%$390.20
6.39%$390.29
6.4%$390.39
6.41%$390.48
6.42%$390.57
6.43%$390.67
6.44%$390.76
6.45%$390.85
6.46%$390.95
6.47%$391.04
6.48%$391.14
6.49%$391.23
6.5%$391.32
6.51%$391.42
6.52%$391.51
6.53%$391.60
6.54%$391.70
6.55%$391.79
6.56%$391.89
6.57%$391.98
6.58%$392.07
6.59%$392.17
6.6%$392.26
6.61%$392.35
6.62%$392.45
6.63%$392.54
6.64%$392.64
6.65%$392.73
6.66%$392.82
6.67%$392.92
6.68%$393.01
6.69%$393.11
6.7%$393.20
6.71%$393.29
6.72%$393.39
6.73%$393.48
6.74%$393.58
6.75%$393.67
6.76%$393.76
6.77%$393.86
6.78%$393.95
6.79%$394.05
6.8%$394.14
6.81%$394.23
6.82%$394.33
6.83%$394.42
6.84%$394.52
6.85%$394.61
6.86%$394.70
6.87%$394.80
6.88%$394.89
6.89%$394.99
6.9%$395.08
6.91%$395.18
6.92%$395.27
6.93%$395.36
6.94%$395.46
6.95%$395.55
6.96%$395.65
6.97%$395.74
6.98%$395.84
6.99%$395.93
7%$396.02
7.01%$396.12
7.02%$396.21
7.03%$396.31
7.04%$396.40
7.05%$396.50
7.06%$396.59
7.07%$396.68
7.08%$396.78
7.09%$396.87
7.1%$396.97
7.11%$397.06
7.12%$397.16
7.13%$397.25
7.14%$397.35
7.15%$397.44
7.16%$397.54
7.17%$397.63
7.18%$397.72
7.19%$397.82
7.2%$397.91
7.21%$398.01
7.22%$398.10
7.23%$398.20
7.24%$398.29
7.25%$398.39
7.26%$398.48
7.27%$398.58
7.28%$398.67
7.29%$398.77
7.3%$398.86
7.31%$398.96
7.32%$399.05
7.33%$399.15
7.34%$399.24
7.35%$399.33
7.36%$399.43
7.37%$399.52
7.38%$399.62
7.39%$399.71
7.4%$399.81
7.41%$399.90
7.42%$400.00
7.43%$400.09
7.44%$400.19
7.45%$400.28
7.46%$400.38
7.47%$400.47
7.48%$400.57
7.49%$400.66
7.5%$400.76
Loan Tables for a $20,000 Auto Loan
3 Years 4 Years 5 Years 6 Years
20000 @ 0.25%$557.70$418.80$335.46$279.90
20000 @ 0.5%$559.85$420.93$337.59$282.02
20000 @ 0.75%$562.00$423.08$339.73$284.16
20000 @ 1%$564.16$425.23$341.87$286.31
20000 @ 1.25%$566.33$427.39$344.03$288.47
20000 @ 1.5%$568.50$429.55$346.20$290.64
20000 @ 1.75%$570.67$431.72$348.37$292.82
20000 @ 2%$572.85$433.90$350.56$295.01
20000 @ 2.25%$575.04$436.09$352.75$297.21
20000 @ 2.5%$577.23$438.28$354.95$299.42
20000 @ 2.75%$579.42$440.48$357.16$301.64
20000 @ 3%$581.62$442.69$359.37$303.87
20000 @ 3.25%$583.83$444.90$361.60$306.12
20000 @ 3.5%$586.04$447.12$363.83$308.37
20000 @ 3.75%$588.26$449.35$366.08$310.63
20000 @ 4%$590.48$451.58$368.33$312.90
20000 @ 4.25%$592.71$453.82$370.59$315.19
20000 @ 4.5%$594.94$456.07$372.86$317.48
20000 @ 4.75%$597.18$458.32$375.14$319.78
20000 @ 5%$599.42$460.59$377.42$322.10
20000 @ 5.25%$601.67$462.85$379.72$324.42
20000 @ 5.5%$603.92$465.13$382.02$326.76
20000 @ 5.75%$606.18$467.41$384.34$329.10
20000 @ 6%$608.44$469.70$386.66$331.46
20000 @ 6.25%$610.71$472.00$388.99$333.82
20000 @ 6.5%$612.98$474.30$391.32$336.20
20000 @ 6.75%$615.26$476.61$393.67$338.58
20000 @ 7%$617.54$478.92$396.02$340.98
20000 @ 7.25%$619.83$481.25$398.39$343.39
20000 @ 7.5%$622.12$483.58$400.76$345.80
20000 @ 7.75%$624.42$485.91$403.14$348.23
20000 @ 8%$626.73$488.26$405.53$350.66
20000 @ 8.25%$629.04$490.61$407.93$353.11
20000 @ 8.5%$631.35$492.97$410.33$355.57
20000 @ 8.75%$633.67$495.33$412.74$358.03
20000 @ 9%$635.99$497.70$415.17$360.51
20000 @ 9.25%$638.32$500.08$417.60$363.00
20000 @ 9.5%$640.66$502.46$420.04$365.49
20000 @ 9.75%$643.00$504.85$422.48$368.00
20000 @ 10%$645.34$507.25$424.94$370.52
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