- Get multiple insurance quotes regularly. This will keep you up to date with the best rates.
- Bundle all your policies together, such as home, motorcycle, or renter's insurance. This may lead to a lower overall rate.
- Ask for discounts. Many companies give discounts for certain groups, such as teachers or doctors.
- Make sure your driving record is accurate and find out if it's possible to get a ticket reduced or expunged by taking a safe driving class.